Assistance Step 06
Mortgage
We'll help coordinate the mortgage-related steps and paperwork involved in the process.
When taking a home loan in Gujarat, the bank creates a mortgage (either registered mortgage or memorandum of deposit of title deeds). We assist in coordinating the mortgage deed drafting, sub-registrar entry, and CERSAI filing coordination.
How We Coordinate
Mortgage execution is coordinated between the borrower, lending bank, and sub-registrar.
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Our Hands-on Role
How we help with this step
- Help coordinate mortgage deed formatting according to lender formats
- Schedule simultaneous sale deed and mortgage registration appointments when needed
- Ensure proper stamp duty franking on deposit of title deeds
- Coordinate with the lender's designated representative for original document handover
Buyer Awareness
Things you should check & keep in mind
- Accurate loan account details and sanction letter references in mortgage document
- Gujarat stamp duty for mortgage deed creation
- Acknowledgment receipt for deposit of original title documents with the bank
- Verification that previous mortgage charges (if resale) were formally released